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# Send Money Overseas Comparison

By [Anna R. (@anlyri)](https://listium.com/@anlyri)

340 views · 1 like  
Published 16 January 2017 · Updated 16 January 2017

Category: finance

There are many ways to send money overseas, but not all companies that help you do so are created equal.

## Items

### 1. [Transferwise](https://listium.com/@anlyri/6175/send-money-overseas-comparison/4/transferwise)

Item ID: `4`

- Fee Per Transfer: 0.7% - 1.5%
- Min. Transfer: $1
- Exchange Rate Cost: 0.0%
- Transfer Time: 1 Day
- Good For:: No hidden fees
- Bad For:: Limited currencies
- Notes: Real mid-market exchange rates are used
- Link: [https://transferwise.com/](https://transferwise.com/)

### 2. [World First](https://listium.com/@anlyri/6175/send-money-overseas-comparison/5/world-first)

Item ID: `5`

- Fee Per Transfer: $0 - $10
- Min. Transfer: $1,000
- Exchange Rate Cost: 0.75% - 1.5%
- Transfer Time: 2 Days
- Good For:: Large Amounts
- Bad For:: High min. transfer
- Notes: Not available in all U.S. states
- Link: [https://www.worldfirst.com/uk/transfer-money/](https://www.worldfirst.com/uk/transfer-money/)

### 3. [1st Contact](https://listium.com/@anlyri/6175/send-money-overseas-comparison/8/1st-contact)

Item ID: `8`

- Fee Per Transfer: Max. of $5
- Min. Transfer: $1
- Exchange Rate Cost: 0.75% - 1.5%
- Transfer Time: 1 - 3 Days
- Good For:: Small Amounts
- Bad For:: UK Only
- Notes: Every 5th transfer free
- Link: [https://www.1stcontact.com/forex](https://www.1stcontact.com/forex)

### 4. [OFX](https://listium.com/@anlyri/6175/send-money-overseas-comparison/9/ofx)

Item ID: `9`

- Fee Per Transfer: $5
- Min. Transfer: $250
- Exchange Rate Cost: 0.75% - 1.5%
- Transfer Time: 1 Day
- Good For:: Customer Service
- Bad For:: Convenience
- Notes: Strict verification makes this slower to set-up
- Link: [https://www.ofx.com/en-au/](https://www.ofx.com/en-au/)

### 5. [PayPal](https://listium.com/@anlyri/6175/send-money-overseas-comparison/1/paypal)

Item ID: `1`

- Fee Per Transfer: .3% - 3.9%
- Min. Transfer: $1
- Exchange Rate Cost: 1.5% - 4.5%
- Transfer Time: 3 - 4 Days
- Good For:: $300 or less
- Bad For:: Exchange Rate
- Notes: Transfers using a credit card also include a fixed fee
- Link: [https://www.paypal.com/us/webapps/mpp/send-money-abroad](https://www.paypal.com/us/webapps/mpp/send-money-abroad)

### 6. [Bank Wire Transfer](https://listium.com/@anlyri/6175/send-money-overseas-comparison/0/bank-wire-transfer)

Item ID: `0`

- Fee Per Transfer: $25 - $50
- Min. Transfer: $1
- Exchange Rate Cost: 1% - 6.5%
- Transfer Time: 5 - 7 Days
- Good For:: Security
- Bad For:: Small Amounts
- Notes: Receiving bank may charge a fee to recipient
- Link: -

### 7. [MoneyGram](https://listium.com/@anlyri/6175/send-money-overseas-comparison/3/moneygram)

Item ID: `3`

- Fee Per Transfer: $11.50
- Min. Transfer: $250
- Exchange Rate Cost: 0.5% - 7%
- Transfer Time: Minutes
- Good For:: Cash pick-up
- Bad For:: Expensive fees
- Notes: 2% fee for amounts over $900
- Link: [https://secure.moneygram.com/](https://secure.moneygram.com/)

### 8. [Western Union](https://listium.com/@anlyri/6175/send-money-overseas-comparison/2/western-union)

Item ID: `2`

- Fee Per Transfer: $5 - $10
- Min. Transfer: $1
- Exchange Rate Cost: 1% - 6%
- Transfer Time: Minutes
- Good For:: Cash pick-up
- Bad For:: Expensive fees
- Notes: Max. transfer of $2,999
- Link: [https://www.westernunion.com/us/en/send-money.html](https://www.westernunion.com/us/en/send-money.html)